Lending is a critical function of any community bank. Our commitment is to make the process of obtaining a loan as simple as possible. As a locally owned bank, most loan decisions are made within 24 hours. Our lending staff averages 30 years of experience assuring you the expertise needed to meet your borrowing needs.
Call a Fairfax State Savings Bank loan officer at 319-846-2300, or toll-free at 877-FAIRFAX (877-324-7329), or contact us for more detailed information on any of our loan services.
Home Mortgage Loans
Whether you are buying a new home, building your dream retirement home, or refinancing your existing one, we have the mortgage products you need to make the perfect decision. You can check rates , perform calculations and gather important information to make home mortgage financing a reality.
Home Equity Loans (Second Mortgages)
If purpose is for:
Other purpose loan secured by your dwelling, call 319-846-2300 for more information.
Home Equity Lines of Credit (HELOC)
We also offered another second mortgage product that allows you to use your home's equity as a revolving line of credit. This is an ideal product for tapping into an established credit line to purchase an auto, furniture, take a vacation, etc. Lines of credit terms are up to ten years with a variable rate of interest. For more information or to apply by phone, call 319-846-2300.
Purchasing a new or new-to-you (used) auto? It's a snap with us! We offer varying terms depending on personal and credit qualifications. To help determine the value of your current automobile or any new car purchase, visit Kelley Blue Book at www.kbb.com. Click here to download the printable application form as an Adobe PDF document.
We make various types of secured and unsecured personal loans. Braces, computers, new furnace, new roof, funerals, and legal expenses are examples of consumer needs. We offer secured and unsecured loans to help. Click here to download the printable application form as an Adobe PDF document.
Count on Fairfax State Savings Bank to help you with your business credit needs. Whether you need seasonal cash flow, capital to purchase equipment or inventory, we can help.
Take advantage of the following financing solutions:
Let us help your farm operation by providing credit to purchase equipment, livestock or crop production inputs.
Equal Housing Lender
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