Rates

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Rates for Deposit Accounts, Retirement Accounts and CDs

All rates effective as of today’s date.

Time Certificate of Deposit Rates

  • Term: 91 days- $1,000 minimum opening deposit.     Interest Rate- 0.15%; APY*- 0.15%
  • Term: 182 days- $1,000 minimum opening deposit.   Interest Rate- 0.35%; APY*- 0.35%
  • Term: 12 months- $1,000 minimum opening deposit. Interest Rate- 0.45%; APY*- 0.45%
  • Term: 18 months- $1,000 minimum opening deposit. Interest Rate- 0.50%; APY*- 0.50%
  • Term: 30 months- $1,000 minimum opening deposit. Interest Rate- 0.75%; APY*- 0.75%
  • Term: 48 months- $1,000 minimum opening deposit. Interest Rate- 1.15%; APY*- 1.15%
  • Term: 60 months- $1,000 minimum opening deposit. Interest Rate- 1.45%; APY*- 1.45%
  • Term: 72 months- $1,000 minimum opening deposit. Interest Rate- 1.70%; APY*- 1.71%

APY = Annual Percentage Yield. Subject to penalty for early withdrawal. Interest rates subject to change.

 

Individual Retirement Accounts

Interest Rate: 1.15%

APY*- 1.15%

APY = Annual Percentage Yield. Subject to penalty for early withdrawal. Interest rates subject to change.

 

Super NOW Checking Account Rates **

  • Average daily balance: $0.00-$2,499.99; interest rate- 0.05%; APY*- 0.05
  • Average daily balance: $2,500.00-$9,999.99; interest rate- 0.05%; APY*- 0.05%
  • Average daily balance: $10,000 or greater; interest rate- 0.05%; APY*- 0.05%

APY = Annual Percentage Yield.

**Fees could reduce earnings. Interest rates subject to change. Minimum balance to open is $900. 

 

Savings Account Rates

Interest Rate: 0.10%

APY*- 0.10%

APY = Annual Percentage Yield. Interest rates subject to change.

 

Insured Money Market Savings Account**

Interest Rate: 0.15%

APY*- 0.15%

APY = Annual Percentage Yield. Interest rates subject to change

**Minimum balance to open account is $5000.00 and minimum average daily balance of $5000.00 is required to obtain the disclosed annual percentage yield. Contact Fairfax State Savings Bank at 319-846-2300 for more information.

 

Loan Rates

Please see a Fairfax State Savings Bank Lender or call 319-846-2300 for more information.

 

CD Rates Effective: 05/09/2013  Super NOW Rates Effective: 07/02/2015  IRA Rate Effective: 01/01/2013  Money Market Rate Effective: 11/01/2015

Savings Rate Effective: 11/05/2015