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scam

Protecting Older Americans Against the Top Scam: IRS Impersonations

Posted on May 22, 2018 | Categories: Cyber Security, Financial Education

No age group is immune to scams. It can happen to any age group, income level and gender. Scammers are no respecter to persons when it comes to getting your money. However, seniors should be protective of their finances, as they are more likely to have significant life savings and great credit. They also may be unsure of who to report fraud to, or don’t out of shame. This makes them a great target for scams. Unfortunately, the top scam among older Americans is IRS Impersonations.

Recent Blog Posts

Read through some of our other recently posted blogs or you can see what events are coming up.

  • conflict

    Posted on May 22, 2018

    Categories: General, Personal Finances

    “I think what makes people fascinating is conflict, it’s the drama, it’s the human condition. Nobody wants to watch perfection” (Nicholas Cage). If you’re human, you experience some degree of conflict daily. With the American expenditures averaging $157 per day, the purchase decisions you make every day are impacted by how you manage conflict. Understanding your conflict-resolution style can not only help you better understand and improve your financial obstacles,... 

    Tags: conflict, strategy

  • mature

    Posted on May 22, 2018

    Categories: Budgeting, Financial Education, Personal Finances, Savings

    If you take a look around, you may notice that a majority of people from a variety of income levels seem stressed about their finances. Seventy eight percent of Americans are living paycheck to paycheck and debt is creeping up more and more every year. So what’s the secret for those who aren’t wealthy enough to be financially independent, but still manage to live the life they desire? We believe the difference is financial maturity and have collected top habits for you to integrate... 

    Tags: financial literacy, mature

  • garden

    Posted on May 22, 2018

    Categories: Budgeting, Savings

    Gardening isn’t for everyone, but if you are looking for ways to cut down on one of your greatest expenditures, your own home garden might be a great place to start! You don’t need to be a Master Gardener to see returns on getting your hands dirty. However, it helps to know a thing or two before digging in! 

    Tags: garden, groceries

  • Posted on April 27, 2018

    Categories: Online Services

    It’s that time of year for the highly anticipated or dreaded, Spring Cleaning! While you may be noticing the cobwebs in your ceiling corners as you begin writing your cleaning checklist, it’s just as important to clean out the digital cobwebs at least once a year! If you have no idea where to start, don’t fret, we have created an easy list for you to chip away at in one day without too much elbow grease. 

    Tags: digital, spring clean

  • Posted on April 27, 2018

    Categories: Budgeting, Personal Finances

    Nobody wants to be consumed with worrying about their finances. Debt for most people is a fact of life. Unless you have a stroke of luck with the lottery, or a Daddy Warbucks, you are probably unable to pay cash for life’s most important purchases: a car, house or your college education. The goal with debt is to take on good debt that will provide opportunities and income advancement. Bad debt is purchasing items with no return on your investment, with their value quickly depleting. 

    Tags: debt, good debt

  • Posted on April 27, 2018

    Categories: Consumer Loans, Personal Loans

    Congratulations, you have made it to retirement or are close to being in your Golden Years! As you may be discovering, a successful retirement plan involves extensive planning and a lot of patience. Likely, one of the last and biggest decisions to make in your plan is deciding what living situation is most financially feasible.  While you may have invested in home ownership for many years, it may be time to downsize and your decision to rent or to buy your next space can have significant... 

    Tags: buy, rent

  • Posted on April 27, 2018

    Categories: Budgeting, Savings

    Have you ever thought about making your household more environmentally friendly, but felt it would just be too expensive? Many homeowners are under this impression, even though they have a desire to reduce their carbon footprint. However, you don’t need to buy all new energy efficient appliances. In fact, going green and saving money can even go hand in hand. By merely adopting a few of these suggestions, you can decrease excess and expenses. 

    Tags: green, save

  • 4 Standard Safety Tips for Social Networking

    Posted on March 28, 2018

    Categories: Cyber Security

    “Technology and social media have brought power back to the people,” Mark McKinnon. Whether or not you fully agree with this statement, social media has become ubiquitous to all ages on multiple platforms. It’s not only the pre-teens who are at risk of becoming victimized by hackers, as even corporations are finding themselves in costly predicaments. Because of this, Fairfax State Savings Bank has gathered basic standards that everyone should adopt into their social media... 

    Tags: social networking

  • 7 Ways to Get the Most Out of Your Tax Refund

    Posted on March 28, 2018

    Categories: Taxes

    So you’ve either gotten, or are about to receive, your long awaited refund. There’s quite a buzz of excitement as many Americans decide what types of things they are going to buy with their extra cash. But if you are looking to do something different with your money this year, we have come up with some great ways for you to not spend away your money, but to get the very most out of it! 

    Tags: tax refund