Category
Category: Personal Finances
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Relationships & Money: What Your Conflict Strategy Says About Your Finances
Posted on May 22, 2018
Categories: General, Personal Finances
“I think what makes people fascinating is conflict, it’s the drama, it’s the human condition. Nobody wants to watch perfection” (Nicholas Cage). If you’re human, you experience some degree of conflict daily. With the American expenditures averaging $157 per day, the purchase decisions you make every day are impacted by how you manage conflict. Understanding your conflict-resolution style can not only help you better understand and improve your financial obstacles,...
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Habits of Financially Mature People
Posted on May 22, 2018
Categories: Budgeting, Financial Education, Personal Finances, Savings
If you take a look around, you may notice that a majority of people from a variety of income levels seem stressed about their finances. Seventy eight percent of Americans are living paycheck to paycheck and debt is creeping up more and more every year. So what’s the secret for those who aren’t wealthy enough to be financially independent, but still manage to live the life they desire? We believe the difference is financial maturity and have collected top habits for you to integrate...
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How to Stay in Debt - Crushing Habits
Posted on April 27, 2018
Categories: Budgeting, Personal Finances
Nobody wants to be consumed with worrying about their finances. Debt for most people is a fact of life. Unless you have a stroke of luck with the lottery, or a Daddy Warbucks, you are probably unable to pay cash for life’s most important purchases: a car, house or your college education. The goal with debt is to take on good debt that will provide opportunities and income advancement. Bad debt is purchasing items with no return on your investment, with their value quickly depleting.
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Landscaping: 5 Tips to Increase Your Home’s Value
Posted on March 28, 2018
Categories: Mortgages, Personal Finances
Home improvement projects can be overwhelming and who wants to spend their free time camped out inside covered in sawdust on a beautiful spring day? Whether you want to put your home on the market now or in the future, here are a few simple tips to get you outdoors while increasing the resale value on your house!
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Grocery Boot Camp - Shopping Healthy on a Budget for Two
Posted on March 2, 2018
Categories: Budgeting, Personal Finances
Buying groceries, healthy eating and budgeting are three challenging tasks that many people struggle conquering altogether. Whether you and your partner have been together many years or are just starting out, we have some great tips for you both to win the war on grocery shopping. Consider us your sergeant by following this simple training method ASAP.
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The Riches Reset: 30-Day Cash-Only Challenge
Posted on February 26, 2018
Categories: Personal Finances
You may have heard the suggestion, but in a day where even plastic purchases are becoming irrelevant, how can paying with cold hard cash be feasible or helpful? We challenge you to find out by going plastic-free for the next 30 days in order to shake up your spending habits for the New Year. We will begin by informing you on some of the disadvantages you may experience, followed by the surprising benefits.
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First Steps to Financial Fitness
Posted on February 26, 2018
Categories: Financial Education, Personal Finances
Starting a Financial Fitness routine may be one of the best things you can do for your health. You may not realize it, but financial stress can take a toll on your physical and emotional well-being. If you are one of those who have or are experiencing financial stress, you are not alone. In fact, the leading stressor of Americans is related to finances. Stress, if left unchecked, can lead to changes in your body and mood such as: heart disease, obesity, headaches and depression. Whether...
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Tips to Reduce Financial Stress - From Panic to Plan
Posted on January 23, 2018
Categories: Personal Finances
If you are feeling overwhelmed and losing sleep at night because of your finances, you are not alone. There are many factors that can contribute to financial stress such as kids, marriage, debt, pregnancy, job status and physical health. According to the American Psychological Association’s 2015 survey, 64% of stress is attributed to money. If you are experiencing a creeping sense of panic over your finances, take a deep breath and exhale. We are going to walk you through a simple...
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Cheap Updates to Improve your Kitchen’s Value
Posted on December 29, 2017
Categories: goals, Personal Finances, Savings
Mario Batali said “The kitchen really is the castle itself. This is where we spend our happiest moments and where we find the joy of being a family.” Do you find people leaving the comfort of your plush rugs and pillows to only be leaning against your laminate counter talking for long periods of time? If you find your guests and family so gravitated to the kitchen, why not make it a significant experience for them?
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New Season. New You. New Financial Goals.
Posted on November 28, 2017
Categories: goals, Personal Finances, Seasonal
It’s a new season and a new month, making it the perfect time to set new financial goals! While money management may not be your strongest asset, we believe with a little goal setting, a little discipline and a little help from Fairfax State Savings Bank, you can end up surprising yourself how much of a financial all-star you really are! Start with these quick tips and watch your money grow.